Tips for Completing Your Social Security Application Online

Are you getting close to retirement? Get ready to submit your Social Security application online.

To cut costs, and in anticipation of the 80 million baby boomers who will be applying for retirement benefits in the next 20 years, the SSA is ramping up it’s website and online services.

If you haven’t been to the SSA website lately, you should stop by for a visit. In addition to a design makeover, the site is also more user-friendly with the top requested services listed right on the front page for easy access.

What Can You Do Online?

One of the services you’ll see is the ability to submit your application online. While most people go to the SSA website to apply for retirement benefits, that’s not the only thing you can do right on the website. Here are just a few things you can do online on the website:

– Apply for retirement, spousal or disability benefits
– Request a replacement Social Security card
– Sign up for Medicare, or request help with your Medicare prescription drug costs
– Appeal a decision (if you were denied disability benefits, for example)
– Estimate your future retirement benefits with the benefits calculator
– Change your address or telephone number
– Research popular baby names
– And much more…

Why Should You Submit Your Social Security Application Online?

If you’re one of the 10,000 baby boomers that are expected to retire each day between now and 2029, here are some reasons why you’ll want to submit your application online:

1. The online retirement application can be completed in as little as 15 minutes,
2. You can apply for benefits from the comfort of your own home, and
3. No need to drive to your closest Social Security office or stand in a long line.

How to Apply for Social Security Benefits Online

You can submit your benefits application online if you are at least 61 years and 9 months old and you live in the United States or one of it’s territories and you are not currently receiving benefits on your own record. You also must not have already applied for benefits already.

Note that the SSA cannot process your application if you file for benefits for more than four months in advance, so don’t apply until and want your benefits to start no later than 4 months in the future.

It’s also important to know that if you are within 4 months of reaching age 65, you will automatically be signed up for Medicare when you submit your retirement application online.

To start your online application, simply go to and click on “Apply for retirement benefits” (there are also links to apply for disability benefits and Medicare benefits if that’s your goal).

After you click on the ‘Apply for Retirement’ button, you’ll be taken through a series of questions about yourself, your work and your family. The whole process takes about 15 minutes, and in most cases once you click submit you’re done (no need to mail in your application, the whole process is done online).

After you submit your Social Security application online, the SSA will review your application and contact you if more information is needed or if they need to see any documentation.

In addition to applying for benefits for yourself, you can also help a friend, family member or neighbor submit their application online, however for privacy purposes, you’ll need to complete an extra step or two. If your family member or neighbor is with you when you are applying for them, simply select the button on the first page that says “I am helping someone who wants to apply for benefits and is with me.” If the person is not present, please select the button that says “I am helping someone who is not with me, and therefore cannot sign the application at this time.” In the latter case, you will need to print the application and have the person sign before mailing it in.

Tips For Panic Attacks

Sometimes you face a situation where your body reacts suddenly without giving any kind of indication. Like, you feel butterflies when you are waiting for your result. Your heart beats are raised when you want to ask your boss about increasing your salary. You breathe faster while giving an interview for a job. Getting butterflies, raised heartbeat, breathing fast, sweating, headaches, etc. might be the symptoms of panic attacks.

Panic attacks

Panic attacks are sudden, unexpected, natural reaction of a body to a situation that you want to escape from. In other words, it is a fear for particular situation for which you are not ready. These attacks are usually unprovoked and disabling. Whenever you have a panic attack your body may indicate certain symptoms like chest pains, stomach upset, dizziness, nausea, difficulty in breathing, sweating, fear of dying, numbness in hands, etc. Being a natural attack, panic attacks lasts for several minutes and escort to heart attack and serious anxiety disorders.

Tips for Panic Attacks

The main beneficial method is to find some time out of busy schedule to sit back and relax. This will reduce burden and stress, which is very necessary to think again over certain situation in a different manner. When you are relaxing, close your eyes and try to manipulate certain thoughts that were the reason for our panic attack.

Most of these attacks are and can be cured by practicing breathing techniques. In this technique, you learn to control breathe and also functioning of some body parts up to certain extent. Meditation is also another technique to follow.  If your panic attacks are rigorous or still continuously getting anxiety disorders then you have to opt for medications.

Alternative therapies are always successful if your attacks are not maintained. It is very serious if your stress and burden have reached to the topmost point of panic attack as it becomes unmanageable. There you need to try simple therapy of different thinking and guidance from professional. You need a thorough study of your attacks to choose correct remedy for yourself.